Your path to financial freedom starts today.

As a mortgage agent, I've witnessed firsthand the challenges Canadian homeowners face. Rising costs, economic uncertainty, and the pressure of balancing mortgage payments with retirement planning leave many feeling like they're running in place financially.

What's become increasingly clear is that traditional financial advice often falls short. Most Canadians are told to pay down their mortgage first, then start investing—a sequential approach that costs them decades of potential growth and tax advantages.

That's why I became a Smith Manoeuvre Certified Professional™.

This strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.

What drives me is helping clients achieve financial outcomes they once thought impossible. By transforming how your largest expense works for you, we can create a path to both mortgage freedom and investment growth simultaneously.

Let's explore how this approach might work for your specific situation.

-Yannick

Yannick Leroux, Mortgage Agent
Smith Manoeuvre Certified Professional™

The Smith Manoeuvre™

It's time to master your mortgage

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Ready to see how The Smith Manoeuvre™ could transform your financial future?

Get immediate access to our free mini-course below!

In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.

Come learn more at our next live webinar.

Has your interest been piqued? Come join us for our next completely free monthly webinar.

Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.

No pressure, just practical information to help you decide if this strategy is right for you.

Take the first steps today

Your Smith Manoeuvre Certified Professional™

Yannick Leroux

For more than 21 years, I proudly served Canada in the Canadian Armed Forces. After retiring from the military, I continued my commitment to public service by serving the people of Ontario as a law enforcement officer. Throughout my career, one principle has remained constant: serving others with integrity, professionalism, and dedication.

Today, I bring those same values to my career as a Licensed Mortgage Agent with Centum Financial Services LP and a Smith Manoeuvre Certified Professional.

I believe a mortgage should be more than just a debt—it should be a financial tool that helps you build long-term wealth. That’s why I specialize in helping Canadian homeowners understand and implement advanced mortgage strategies such as The Smith Manoeuvre™ and the Split Manoeuvre. These strategies are designed to help eligible homeowners reduce non-deductible debt, create tax-efficient investment opportunities, and accelerate their journey toward financial independence.

Whether you’re purchasing your first home, refinancing, or looking to make your existing mortgage work harder for you, my goal is to simplify complex financial concepts and provide honest, personalized advice. Every client’s financial situation is unique, and I take pride in building strategies that align with their goals, values, and long-term vision.

My mission is simple: to help Canadians use their mortgage as a powerful wealth-building tool—not just a monthly payment.

When you work with me, you’re partnering with someone who has dedicated his life to serving others. My commitment doesn’t end when your mortgage closes; I’m here to help you make informed financial decisions that can benefit you and your family for years to come.

Together, let’s build a mortgage strategy that works for your future—not just your home.